Policies

Cookie policy

The word “computers”, when used in this policy, refers to computers, smartphones and all other devices used for accessing the internet.

What is a cookie?

Cookies are small text files that are placed and stored on your computer when you visit any website. Cookies are very useful and enable an internet site to recognise you, log when you visit a particular page, provide a secure connection to a website and enhance your user experience by: improving your browsing comfort, and/or adapting the content of a page to your areas of interest.

The information stored by the cookies on your computer, during a limited period of validity, may relate to: the particular web pages you have visited on that computer; advertisements you have clicked on; the type of browser you use; and the information you have provided to a website (the use of the cookie meaning that you avoid having to provide the information again). This information is sometimes linked to your Internet Protocol (IP) address.

Types of cookies installed by the website

Cookies intended to collect website statistics

In order to customise the website to the requirements of its visitors, the Asset Manager measures the number of visits, the number of pages viewed, the activity of the visitors on the website and how often visitors return. These cookies enable traffic analysis statistics to be compiled. From this analysis, the contents of the website can be developed and improved to enhance user experience. The period of validity for these cookies is 13 months.

Cookies enabling storage of

  • Your user preferences, the display settings and players that you use. These cookies facilitate your browsing during your next visit to the website and enhance your user experience. The period of validity of the cookies is 7 months.
  • Information you have entered into particular forms on the website. These cookies mean that you do not need to re-enter the same information on your next visit. The period of validity of the cookies is 1 month.

Cookies intended to secure your connection

These cookies are used on the website where you must log-on with personal access details before accessing the website. These cookies may be used in a variety of ways. The two key ways are:

  • When you open a secure session to access the website and remain logged in for some time without activity, this type of cookie enables a message to be displayed on your computer inviting you to close your session and/or the cookie will automatically log you out of the website if there is inactivity for a set period of time. This kind of cookies are not used by the website.
  • When you open a secure session to access the website, a unique token is stored on your computer by way of a cookie which allows the Asset Manager to identify you. This type of cookie is sessional and will be deleted from your computer once you log out of the website. This kind of cookies are not used by the website.

Cookies intended to collect information in relation to your areas of interest

  • Information collected from these cookies may be used in order to send you personalised advertising customised to your needs and interests. This kind of cookies are not used by the website.

Attention: Some advertisements appearing on the Asset Manager website may be placed there by partners of the Asset Manager. These advertisements may deploy separate cookies onto your computer and the third party, not the Asset Manager will control these cookies. The Asset Manager is not responsible for the management and the life span of these third party cookies and invites you to familiarise yourself with the cookies and privacy policy of such service providers. The Asset Manager will never pass on any personal data belonging to you, such as your name, postal address, email address etc. to such third party partners where the partnership is limited to placing advertisements on the Asset Manager webpages.

Cookies designed to collect your Internet Protocol (IP) addresses

Certain cookies placed on your computer by the website record the IP address of your computer and communicates this information back to the Asset Manager. The Asset Manager may use this address to ascertain the city from which you accessing its website. Your IP address is immediately deleted from or anonymised on the Asset Manager’s systems once your geographic location has been recorded.

Your choice with respect to cookies

Many of the cookies used by the website will improve your browsing experience of the website, others are vital for you to access secure areas. As a default, most browsers are set to accept cookies. However, if you do not wish to consent to cookies being stored on your computer, you will be able to block all cookies by changing your browser settings. If you decide to block all of the cookies using your internet browser, you will only continue to be able to visit the public areas of the website and will no longer have access to any secure areas. You may also experience interruption or delays to your browsing experience of public areas.

You will always be able to block all cookies in your browser settings. You may also, depending on the type of browser you have, configure your settings to block on certain types of cookie, or cookies from certain sources, or to notify you each time a new cookie is about to be stored on your computer, so you can then accept or reject it.

For details on what your browser offers and how to configure your browser according to your choices, please go to the “Help” menu or other dedicated section of your internet browser. By way of example:

Please note

Preventing the installation of cookies on your computer will not remove all advertisements from other websites you visit. Your refusal to accept these cookies will only prevent the customisation of such advertisements to your areas of interest as deducted from your browsing history.

If your computer is used by more than one person or has multiple internet browsers, it is possible that some of your choices relating to cookies may not be permanent because you are either using a different browser or a third party has changed the settings of your browser. The Asset Manager is unable to prevent these external factors and therefore cannot guarantee the permanence of the choices you make.

For individuell investor/

institusjonell investor/

distributør

This website alfredberg.no (the «»Website»») contains information about the products and services of Alfred Berg available to clients in Norway.

By selecting “Click here to access the Website“ below, you confirm that you have read and accept the legal information and warnings set forth below. By accepting these general terms and conditions («»GTC»») as set out below, you acknowledge them being the mutually agreed legal basis for your visit of and the use of this website. Whereas the term «»website»» includes all content and data provided and all sub- and micro-sites of this website. Further, as a user of this website, you acknowledge, that you are responsible for ensuring that the legislation applicable to you in your jurisdiction permits you to consult this website and you represent and warrant that you have the necessary means and skills to access this website and use it in the intended manner only. These GTC are subject to changes without prior notice. If any of these GTC are judged to be illegal or unenforceable, the continuation in full force and effect of the remainder of them will not be prejudiced.

Opinions on this website are the judgement of the Alfred Berg Kapitalforvaltning AS * («»Alfred Berg»») at the time specified and may be subject to change without notice, they are not to be relied upon as authoritative or taken in substitution for the exercise of your judgment and are not intended to provide the sole basis of evaluation of any strategy or financial instrument referred to herein. Alfred Berg is not obliged to update or alter the information or opinions published on this website.

Certain sections and / or pages of this website contain separate and / or supplementary conditions, including separate disclaimers, which apply in addition to these GTC and any separate and / or supplementary conditions. In the event of discrepancy between these GTC and any separate and / or supplementary conditions, the separate and / or supplementary conditions relating to the sections or pages of this website will take precedence.

Site Content

This website is launched, published and hosted by Alfred Berg, a member of BNP Paribas Asset Management**. The information provided on this website is for information purposes only. It is not intended to solicit the subscription of or the sale of any financial instruments. In no event shall the content of this website be deemed as an investment advice with respect to any financial instruments or an offer to purchase or sell these. In addition, as the presentation of products in itself does not allow the making of a contract, it may neither be considered as a solicitation for purchase or sale of financial instruments or an offer of such to the public.

The financial instruments referred to in the website are investment undertakings (mutual funds) regulated by the Norwegian Mutual Funds Act (Norwegian Act no. 44 of 25 November 2011), including undertakings for collective investment in transferable securities (UCITS) regulated by the UCITS IV Directive (2009/65/CE) and alternative investment funds (AIF) regulated by the AIFM Directive (2011/61/UE). The investment undertakings are designed for non-professional or professional investors, as specified in the regulatory documentation of each investment undertaking.

Investors considering subscribing for the financial instruments should read carefully the most recent Key Investor Information Document (“KIID”) and consult the most recent prospectus, offering document, financial reports or other information materials related to the financial instruments. The KIID is a strictly regulated document with respect to its form and content and focuses on key elements of the investment objectives, risk, costs and historic performance. These documents are available on the website and can be requested from Alfred Berg or an authorized distribution partner. These documents will be provided free of charge upon simple request (by email, phone, facsimile or in writing).

Alfred Berg disclaims any liability for any decision made on the basis of any information contained on this website.

Exclusion of Liability

Alfred Berg including its parent companies, subsidiaries, associated entities, directors, employees, representatives or suppliers, does not accept any responsibility arising in any way for errors in omissions from the information on this website and does not accept any liability for any loss or damage as a result of any person relying on any information on this website including any information provided by any third parties or by any inability to access this website at any time, except in the event of intentional or serious blame on its part.

Links

This website may also contain links to websites which are published by third parties and third party websites may also feature links to this website. Alfred Berg has not reviewed any third party websites which refer to this website or to which this website refers for accuracy, topicality and / or completeness. Alfred Berg declines any liability in this matter. The fact that a link has been created to a third party website or that permissions have been given to a third party website to contain a link to this website, in no way means that Alfred Berg approves or recommends neither any content nor any products or services offered on a third party website. If you visit a third party website by following a link on this website this will be at your own risk.

Sources

All externally sourced information has been obtained from providers believed to be reliable, but its accuracy, timeliness, suitability and completeness is not guaranteed. For further information on fund(s), please contact an authorised distributor of the fund(s).

Intellectual Property Rights

The information and data featured on this website is protected by law. Copyright and other intellectual property rights on this website (including registered and unregistered trademarks, brands, texts, graphics, logos, icons, sound recordings, software, etc.) are owned and licensed by Alfred Berg. You may use and / or print off the data solely for the purpose of personal, non-commercial use. You may not in any form or by any means:

adapt, reproduce, store, distribute, print, display, perform, publish or create derivative works from any part of this website; or
commercialize any information, products or services obtained from any part of this website;
use any registered or unregistered trademarks from this website;
without the express prior written consent of Alfred Berg.

Privacy Regulations

All information or data sent to Alfred Berg via this website, by email or in any other way connected with the visit of this website will be handled in accordance with statutory and regulatory requirements. By visiting this website, information on the access (e.g. date, visited sites, duration, IP-address) can be registered. Such data will be used in accordance with Cookies Policy of the website, for statistical purposes only ; it will not be passed on to third parties neither for commercial nor for non-commercial reasons. By accessing this website you hereby agree, that Alfred Berg and its associated entities may record and process any personal data that you submit and which relates to you for the following purposes: customer management, including new business prospects, management of the contractual relationship, the prevention of irregularities, generating statistics and tests, direct marketing for financial instruments and services, as well as other products and services that are promoted by Alfred Berg and/or by associated entities. You also agree that this data may be passed on to all entities associated with Alfred Berg for the same purposes or to other persons in order to comply with any statutory obligation, or in the event of legal interests. You also agree with such notification, should the receiving person or entity be located outside the European Union, regardless of whether an adequate level of protection can be guaranteed for personal data in the country of receipt.

Within Alfred Berg and its associated entities, access to any of your personal data is restricted to those persons who need this data in order to fulfil their duties. At any time and without any related costs, you can instruct Alfred Berg to stop using your personal data for direct marketing purposes and you may inspect your registered details and request modifications if they are or become incorrect. Please contact Alfred Berg.

Privacy & Cookies

Alfred Berg uses cookies and similar technology to collect information about your use of our website and your preferences. By accessing or using this website you consent to Alfred Berg processing personal data and using cookies as further detailed in our Cookies Policy. You acknowledge and agree that if you choose to reject our cookies, some or all parts of the website may not function properly or may not be accessible.

Electronic Mail Function

The option to use email to contact Alfred Berg is just one of the convenient features offered by Alfred Berg. You will be aware of the limitations regarding the reliability of sending and receiving emails, as well as the accuracy and security of email traffic, so you will understand that Alfred Berg cannot be held liable for any loss or damage arising as a consequence of queries which are not received, confirmed or processed, or as a result of the fact that your email may be intercepted by third parties. As a result you are expressly advised not to send any sensitive information via email, because it may not be secure. However, if you do so, it will be at your own risk.

Applicable legislation and jurisdiction in law

Your access to, visit to and / or use of this website and these GTC are governed by and will be interpreted in accordance with the Norwegian legislation. The courts in Norway shall have sole jurisdiction regarding any dispute in this regard, notwithstanding the fact that Alfred Berg may choose another court that has jurisdiction regarding a similar dispute in accordance with an applicable item of legislation.

** «»BNP Paribas Asset Management»» is the global brand name of the BNP Paribas group’s asset management services. The individual asset management entities within BNP Paribas Asset Management if specified in these GTC (except for Alfred Berg which is specifically covered by these GTC) are specified for information only and do not necessarily carry on business in your jurisdiction. For further information, please contact your locally licensed Asset Management.

Historisk avkastning er ikke en pålitelig indikator for fremtidig avkastning. Fremtidig avkastning vil blant annet avhenge av markedsutviklingen, forvalters dyktighet, fondets risiko, samt kostnader ved tegning, forvaltning og innløsning. Avkastningen kan bli negativ som følge av kurstap. Valutakursendringer vil påvirke verdien på fondet, dersom underliggende investeringer er foretatt i annen valuta enn det som fondet er notert i. Selskapet er ikke ansvarlig for eventuelle skader eller feil som beror på hendelser utenfor selskapets kontroll.

Sammenlign våre priser med andre selskaper på Finansportalen.no